Monthly Archiv: June, 2019

.Dev — Medium: Speed up Composer with prestissimo

prestissimo is a composer plugin that downloads packages in parallel to speed up the installation process. In their benchmark, they claim it takes an install from 288s -> 26s. Installation is a simple composer require: composer global require hirak/prestissimo For more information on prest...

php|architect: How to Tame Your Data

The firehose of data grows daily, and we’re continually looking for tools to help us sort it, filter it, and manage it ever expanding rates. In this issue, we’ve collected programming techniques, database, and operational tools to keep it all manageable. The post How to Tame Your Data app...

How Does CBD Payment Processing Work? Cannabidiol Banking Challenges and Solutions

Today’s leading CBD brands are struggling to establish good banking relationships. While some CBD companies accept credit and debit card payments, others do not.

We’re explaining some of the challenges facing the CBD industry – including the solutions today’s market leaders are implementing.

Why is It Hard for CBD Companies to Bank?

With most online retailers, the online shopping process is simple: you input your credit card information, and then a package arrives on your doorstep a few days later.

The CBD industry, however, has never been that straightforward. Sometimes, customers will purchase a CBD oil only to have the purchase denied by their bank. The bank might reject a payment because it comes from a shady international payment processor.

Or, several major merchant payment processors have come out and specifically said that they would refuse to process payments for cannabidiol companies.

These issues have led to a confusing web of banking restrictions for CBD companies. So what’s the problem? What’s the solution for CBD consumers and merchants?

Finding Banks is Easy, But Finding Merchant Payment Processors is Hard

First, as pointed out by Sonja Soderlund at CBD Hacker, it’s a giant myth that hemp and cannabis companies are unbanked. There’s a prevailing myth that the industry’s largest companies are just sitting around with enormous piles of cash hidden inside walls or mattresses.

In reality, most hemp and cannabis companies have transparent banking relationships. It’s relatively easy to find a bank willing to manage your money and setup a business account.

However, the hard part is finding a payment processor willing to process merchant payments for hemp, cannabis, and CBD companies.

Specifically, companies struggle to find domestic payment processors, which forces them to rely on costly international payment processors instead.

Without a merchant payment processor, it’s difficult for a CBD business to accept credit or debit cards. Merchant payment processors are the middlemen between a company and its customers’ conventional payment methods.

The merchant payment processor is responsible for accepting the customer’s information, then encrypting and sending that information to the credit card company for authorization. The payment processor then handles the entire payment transaction, deducting a fee, then depositing the customer’s money into the business’s merchant account.

When a CBD company does not have a merchant payment processor, it typically means that customers cannot make debit or credit card purchases using the CBD company’s website. Obviously, that’s a problem.

If CBD is Legal Nationwide, Then Why Is It Hard for CBD Companies to Find a Payment Processor?

CBD is federally legal. The 2018 Farm Bill clarified the legal status of hemp and CBD, theoretically making it easier for CBD companies nationwide to do business.

After the 2018 Farm Bill was passed, it looked like merchant payment processing would be more accessible for the CBD industry than ever before. Elavon, a major domestic merchant processor and US Bank subsidiary, announced it would start providing payment processing services to the CBD industry.

Elavon garnered significant attention across the CBD space. Merchants jumped on board, excited to have found a stable and convenient payment processor.

Then, Elavon bailed: in April, just a few weeks after launching its service, Elavon announced that its CBD clients had 45 days to find alternative payment processors.

Clearly, Elavon encountered a problem that scared it away from the CBD industry. Elavon was dominating the space and making tons of money: they wouldn’t have just abandoned this revenue stream unless they saw something that worried them.

So why are Elavon and other merchant payment processors worried about the CBD space?

CBD is a Legal Industry – But It’s Still a High-Risk Industry

CBD may be federally legal, but it’s also a highly-regulated industry. Like any industry with extensive regulations, there are significant regulatory hurdles and costs facing all participants in the industry.

There are extensive rules governing the production and sale of CBD. There are rules governing how much THC can be found within a strain of hemp before it’s declared cannabis and becomes federally illegal.

CBD producers need to follow all of these rules and regulations. If they don’t, then their product can quickly become federally illegal.

Merchant payment processors need to not only follow these rules as well, but they also need to ensure their clients are following these rules. If a single client in a merchant payment processor’s network violates any of these rules, then the merchant payment processor could face significant liability.

Making things even more complicated is that the regulatory framework around CBD has not even been clarified as of yet. The regulations are changing and unclear. It’s creating a frightening, toxic trap for CBD companies.

Payment Processors Worry About Chargebacks Due to Shady CBD Supplements

There’s another issue scaring merchant payment processors away from the CBD industry. CBD has already become closely intertwined with the world of nutritional supplements.

There are plenty of valid nutritional supplement producers on the market today. There are also shady supplement producers who package their products with low doses of low-quality CBD, automatic auto-ship programs, fake free trials, and other issues.

The supplement industry has long been plagued by chargebacks. A customer might order a free trial of a diet pill from a website. The website requires a credit card to cover the costs of shipping. The customer pays just $4.95 today. Hidden in the terms and conditions, however, are terms that allow the customer’s credit card to be automatically charged $89.95 within 14 days if the ‘free trial’ bottle is not returned. Seeing the charge on his credit card statement, the customer might contact Visa and claim they did not order the product, and that it’s an illegal charge.

Chargebacks like this occur daily in the supplement space. CBD supplements are trendy and have become wrapped up in this space – just like garcinia cambogia supplements and thermogenic diet pills of the past.

Any time a business has a high number of chargebacks, that business will struggle to find a merchant payment processor. Many supplement manufacturers struggle for this reason, and that’s part of the reason why CBD makers are struggling as well.

CBD Companies Rely on Costly International Payment Processors

CBD companies struggle to find domestic merchant payment processors for all of the reasons listed above.

And yet many CBD companies continue to accept credit card and debit card payments. So how are they doing it?

The secret is simple: CBD companies rely on high-priced international payment processors. These payment processors may be less bound by US laws – but they also charge higher fees than a domestic payment processor would.

These higher fees inevitably get passed onto customers. Customers are paying higher prices because domestic merchant payment processors don’t want to touch the industry.

This is also the reason why your CBD oil payment will occasionally get rejected, even when ordering from a reputable US-based provider. The provider is forced to rely on a shady overseas payment processor, and your bank sees this as a suspicious transaction and blocks it.

Final Word: CBD Customers Pay Higher Prices

All of this boils down to one simple conclusion:

CBD is not an illegal industry for payment processors, but it is a high-risk industry.

Merchant payment processors are staying away from CBD due to unclear regulations, the fear of chargebacks, and the difficulty of making sure clients play by the (ever-changing) rules.

Until these issues are resolved, customers will continue to pay the price as CBD companies resort to costly international payment processors.

Garcinia cambogia, ext. (CAS 90045-23-1) Market: Future Opportunities, Market Analysis & Outlook To 2024

Garcinia cambogia, ext. (CAS 90045-23-1) Market Report 2019 to 2024 is the definitive study of the global Garcinia cambogia, ext. (CAS 90045-23-1) market. The content includes orientation technology, industry drivers, geographic trends, market statistics, market forecasts, producers, and equipment suppliers.

The report firstly introduced the Garcinia cambogia, ext. (CAS 90045-23-1) basics: definitions, classifications, applications and market overview; product specifications; manufacturing processes; cost structures, raw materials and so on. Then it analyzed the world’s main region market conditions, including the product price, profit, capacity, production, supply, demand and market growth rate and forecast etc. In the end, the report introduced new project SWOT analysis, investment feasibility analysis, and investment return analysis.

Request for Sample Copy of Garcinia cambogia, ext. (CAS 90045-23-1) Market Report at https://www.pioneerreports.com/request-sample/180908

Details of Table of Content of Garcinia cambogia, ext. (CAS 90045-23-1) Market Report are as follows:

Chapter One Introduction of Garcinia cambogia, ext. (CAS 90045-23-1) Industry
1.1 Brief Introduction of Garcinia cambogia, ext. (CAS 90045-23-1)
1.2 Development of Garcinia cambogia, ext. (CAS 90045-23-1) Industry
1.3 Status of Garcinia cambogia, ext. (CAS 90045-23-1) Industry

Chapter Two Manufacturing Technology of Garcinia cambogia, ext. (CAS 90045-23-1)
2.1 Development of Garcinia cambogia, ext. (CAS 90045-23-1) Manufacturing Technology
2.2 Analysis of Garcinia cambogia, ext. (CAS 90045-23-1) Manufacturing Technology
2.3 Trends of Garcinia cambogia, ext. (CAS 90045-23-1) Manufacturing Technology

Chapter Three Analysis of Global Key Manufacturers
3.1 Company A
3.1.1 Company Profile
3.1.2 Product Information
3.1.3 2014-2019 Production Information
3.1.4 Contact Information
3.2 Company B
3.2.1 Company Profile
3.2.2 Product Information
3.2.3 2014-2019 Production Information
3.2.4 Contact Information
3.3 Company C
3.2.1 Company Profile
3.3.2 Product Information
3.3.3 2014-2019 Production Information
3.3.4 Contact Information
3.4 Company D
3.4.1 Company Profile
3.4.2 Product Information
3.4.3 2014-2019 Production Information
3.4.4 Contact Information
  ……

Look into Table of Content of Garcinia cambogia, ext. (CAS 90045-23-1) Market Report at https://www.pioneerreports.com/TOC/180908

Geographically this report covers all the major manufacturers from India, China, USA, UK, and Japan. The present, past and forecast overview of Garcinia cambogia, ext. (CAS 90045-23-1) market is represented in this report.

The report offers the market growth rate, size, and forecasts at the global level in addition as for the geographic areas: Latin America, Europe, Asia Pacific, North America, and Middle East Africa. Also it analyses, roadways and provides the global market size of the main players in each region. Moreover, the report provides knowledge of the leading market players within the Garcinia cambogia, ext. (CAS 90045-23-1) market. The industry changing factors for the market segments are explored in this report. This analysis report covers the growth factors of the worldwide market based on end-users.

Chapter Four 2014-2019 Global and Southeast Asia Market of Garcinia cambogia, ext. (CAS 90045-23-1)
4.1 2014-2019 Global Capacity, Production and Production Value of Garcinia cambogia, ext. (CAS 90045-23-1) Industry
4.2 2014-2019 Global Cost and Profit of Garcinia cambogia, ext. (CAS 90045-23-1) Industry
4.3 Market Comparison of Global and Southeast Asia Garcinia cambogia, ext. (CAS 90045-23-1) Industry
4.4 2014-2019 Global and Southeast Asia Supply and Consumption of Garcinia cambogia, ext. (CAS 90045-23-1)
4.5 2014-2019 Southeast Asia Import and Export of Garcinia cambogia, ext. (CAS 90045-23-1)

Chapter Five Market Status of Garcinia cambogia, ext. (CAS 90045-23-1) Industry
5.1 Market Competition of Garcinia cambogia, ext. (CAS 90045-23-1) Industry by Company
5.2 Market Competition of Garcinia cambogia, ext. (CAS 90045-23-1) Industry by Country (USA, EU, Japan, Southeast Asia etc.)
5.3 Market Analysis of Garcinia cambogia, ext. (CAS 90045-23-1) Consumption by Application/Type 

Chapter Six 2019-2024 Market Forecast of Global and Southeast Asia Garcinia cambogia, ext. (CAS 90045-23-1) Industry
6.1 2019-2024 Global and Southeast Asia Capacity, Production, and Production Value of Garcinia cambogia, ext. (CAS 90045-23-1)
6.2 2019-2024 Garcinia cambogia, ext. (CAS 90045-23-1) Industry Cost and Profit Estimation
6.3 2019-2024 Global and Southeast Asia Market Share of Garcinia cambogia, ext. (CAS 90045-23-1)
6.4 2019-2024 Global and Southeast Asia Supply and Consumption of Garcinia cambogia, ext. (CAS 90045-23-1)
6.5 2019-2024 Southeast Asia Import and Export of Garcinia cambogia, ext. (CAS 90045-23-1)

Chapter Seven Analysis of Garcinia cambogia, ext. (CAS 90045-23-1) Industry Chain
7.1 Industry Chain Structure
7.2 Upstream Raw Materials
7.3 Downstream Industry

Chapter Eight Global and Southeast Asia Economic Impact on Garcinia cambogia, ext. (CAS 90045-23-1) Industry
8.1 Global and Southeast Asia Macroeconomic Environment Analysis
8.1.1 Global Macroeconomic Analysis
8.1.2 Southeast Asia Macroeconomic Analysis
8.2 Global and Southeast Asia Macroeconomic Environment Development Trend
8.2.1 Global Macroeconomic Outlook
8.2.2 Southeast Asia Macroeconomic Outlook
8.3 Effects to Garcinia cambogia, ext. (CAS 90045-23-1) Industry

Chapter Nine Market Dynamics of Garcinia cambogia, ext. (CAS 90045-23-1) Industry
9.1 Garcinia cambogia, ext. (CAS 90045-23-1) Industry News
9.2 Garcinia cambogia, ext. (CAS 90045-23-1) Industry Development Challenges
9.3 Garcinia cambogia, ext. (CAS 90045-23-1) Industry Development Opportunities

Chapter Ten Proposals for New Project
10.1 Market Entry Strategies
10.2 Countermeasures of Economic Impact
10.3 Marketing Channels
10.4 Feasibility Studies of New Project Investment

Chapter Eleven Research Conclusions of Global and Southeast Asia Garcinia cambogia, ext. (CAS 90045-23-1) Industry

Also it analyses, roadways and provides the global market size of the main players in each region. Moreover, the report provides knowledge of the leading market players within the Garcinia cambogia, ext. (CAS 90045-23-1) market. The industry changing factors for the market segments are explored in this report. This analysis report covers the growth factors of the worldwide market based on end-users.

Why should you buy?

  • Build business strategy by identifying the high growth and attractive Garcinia cambogia, ext. (CAS 90045-23-1) market categories
  • Develop competitive strategy based on competitive landscape
  • Design capital investment strategies based on forecasted high potential segments
  • Identify potential business partners, acquisition targets and business buyers
  • Plan for a new product launch and inventory in advance
  • Prepare management and strategic presentations using the Garcinia cambogia, ext. (CAS 90045-23-1) market data

In this study, the years considered to estimate the market size of Weekly Disposable Contact Lens Market are as follows:-

  • History Year: 2013-2017
  • Base Year: 2018
  • Estimated Year: 2019
  • Forecast Year 2019 to 2024

No Of Pages in Garcinia cambogia, ext. (CAS 90045-23-1) Market Report: 136

Single User Licence Price: USD 3900

Purchase of Garcinia cambogia, ext. (CAS 90045-23-1) Market Report at: https://www.pioneerreports.com/checkout/180908

Article source: http://top360news.com/2019/06/garcinia-cambogia-ext-cas-90045-23-1-market-future-opportunities-market-analysis-outlook-to-2024/148082/

Site News: Blast from the Past – One Year Ago in PHP (06.06.2019)

Here's what was popular in the PHP community one year ago today:

12 Stunning Retro Neon Effects in Web Design

Evolved from the Geissler tube, the neon sign was a characteristic trait of America from the 1920s to the ’60s. It has marked several decades and created its own distinct era – an era of bright, colorful nights with neon marquee signs on every corner.

Without a doubt, the neon sign is a thing from the past. It is synonymous with retro style. But it is not as dull as the archaic stuff from the good old days. It has a zest; it has a vibe. Its colorful nature and bright personality keep it alive.

And even though the tendency of using neon signs is dying in real life, giving way to more sophisticated and elegant “green” solutions, there are still places to see it in the online expanses. This is where it can bring its charisma into play. And given the fact that a wave of nostalgia has swept the world, a neon sign can become an ideal candidate for creating designs that meet the mainstream of today.

There are several ways to introduce a retro fluorescent touch into your interface. The most obvious and easiest one is to use it as a stylistic choice for showing nameplates, taglines or just the text-based details of a website. Today, we are going to show you some excellent code snippets that bring this effect to life.

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Hot Ones neon sign by Aaron Minnamon

Aaron Minnamon’s project has a distinct sense of the American urban style of the ’50s. It is bright, bold and daring. It looks authentic, thanks to the skillfully reproduced behavior of neon signs that are famous for their constant blinking. This small yet impressive animation was brought to life with the help of HTML, SCSS, and JavaScript.

CSS animated Neon Sign by Nodws / Neon from Las Vegas by Riccardo Tartaglia

Both Nodws, with his fantastic Dribble-dedicated project, and Riccardo Tartaglia, with his outstanding Neon from Las Vegas, have taken a traditional route. They’ve come up with concepts that perfectly imitate conventional neon street signs.

The demos look alike. Each one features neon signs placed against a brick wall. Both are enriched with tiny dynamics to make the scene look alive; and each has a bright appearance. The artists managed to get by on just several lines of HTML code and CSS, making the solutions not just eye-pleasing – but also lightweight.

Vintage Neon Sign by Kyle Lavery

If you need an unmistakable vintage feel on your website, you should try Vintage Neon Sign by Kyle Lavery. It exudes the ‘60s on all fronts. Outlined typography, spiced up with neon coloring and supported by a beautiful tube-styled background looks fantastic. Even though the lettering isn’t set in decorative type, it will undoubtedly add some fancy feel to any project.

Project by Prima Utama Apriansyah

Project by Prima Utama Apriansyah features a neon effect that is revealed on hover. There are three color options: red, blue and yellow. Each one looks great. Everything is made with pure HTML and CSS – no JavaScript necessary. The advantage of this solution is that the neon effect is hidden and impresses visitors when revealed.

Neon Grid Loaders by Mai El-Awini

Okay, that’s enough of the text effects. Let’s consider some other ways of adding some fluorescent magic to the interface. One of the alternatives is to apply a neon style to loading animations, as Mai El-Awini has done with Neon Grid Loaders.

Here you will find four different loaders that are tied with one theme and coloring. Even though they are primitive, the neon effect certainly takes them to the next level. Against a dark background, they look simply fabulous. They will entertain visitors while they are waiting for your website to finish all its preparations.

Button by Simone / Neon button by Elwin van den Hazel

Other interface details can also benefit from the neon style. For example, consider buttons. Since “ghost” calls to action are still popular, the neon effect just could not be a better fit.

There are two excellent code snippets to try out: one is made by Simone and another one by Elwin van den Hazel. Both of them include a simple, yet elegant and subtle neon button. While the first one is a bit gloomy due to muted coloring, the second certainly catches an eye immediately with its vibrant blue tone and glowing effect. Everything is made with pure HTML and CSS.

Neon Dialog Boxes by Hugo DarbyBrown

You can apply the neon style to dialog boxes as well. Just take a look at Neon Dialog Boxes by Hugo DarbyBrown. The author has included four conventional dialog panels. They look bold and attractive, yet without screaming on all fronts. The neon effect has given the banal UI elements a nice twist.

neon hexagrid by Matei Copot / Neon Hex Particles – Recreation by Brett / for a while by Gerard Ferrandez

While we consider neon styles as an effect that can be applied to standalone details of a website (like buttons, typography or a loader), it can easily make a killer background as well. Consider neon hexagrid by Matei Copot, Neon Hex Particles – Recreation by Brett and for a while by Gerard Ferrandez.

Matei Copot offers online visitors a fantastic neon-inspired honeycomb-style background where each cell has its own lifespan. The coloring changes from purple to turquoise and looks inspiring.

Brett’s concept has a note of mystery. It is also based on a hexagon shape, yet this time you can also see a reveal animation. The pattern appears in the center and grows to the sides. There is a control panel where you can play with settings.

Unlike the previous two examples, the project by Gerard Ferrandez features a modern take on the neon style. Here you will find thousands of small particles that form a rectangle. Use your mouse cursor to disturb the flat surface and raise a wave that is marked by golden neon-like tone.

Glowing Examples

While the neon effect does not do anything unusual, it is still one of those things that instantly catches an eye. It is a great tool to make the details of a website more prominent.

It can be used to set focal points or just spice things up a bit with the bright charisma of fluorescent nature. It goes perfectly well with typography, buttons, and even backgrounds.

Yes, it has one big drawback – it reveals its beauty and potential only in a dark environment. So, if you are using a lighter UI, then it is not the best choice. But if you have some dark designs in mind, then the neon effect can become a perfect instrument for impressing your visitors.

The post 12 Stunning Retro Neon Effects in Web Design appeared first on Speckyboy Design Magazine.

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